About Fiji Advance
We have been funding small businesses since 2017. We work with owners who need working capital, and with the brokers and ISOs who bring their clients to us.
- Funding since
- 2017
- Funder, not a broker
- Direct
- Advances up to
- $5M
- Sides of the file
- Both
Who We Are
A direct funder, working with owners and with brokers alike.
Being a direct funder means there is no chain. What you send us stays with us: it is not passed around to a list of other funders while you sit waiting to hear back, and the answer you get is the answer rather than a maybe from somebody further down the line.
We work with two kinds of people. A business owner can apply directly and get the amount, the total cost in dollars and the payment schedule together, in writing. A broker or an ISO sends files to subs@fijiadvance.com and works the same box with the same people, without a submission desk in the way.
We fund second position and beyond, and a first position where the business already has advance history behind it. That is why we start with what your business actually brings in rather than with your paperwork.
Why Choose Us
These are not promises we make to some people. They are how the business is built.
Judged on What You Earn
We start with what your business actually deposits in a normal month, so your bank statements say more here than a credit score does.
Second Position and Beyond
If you are already carrying an advance, you are in the right place. We will also look at a first position where the business has prior advance history.
One Product, Sized to You
$25,000 to $5,000,000. There is no menu to be steered through. What your business can carry comes out of your bank statements.
Room in the Term
Terms run out to 52 weeks, so a longer term means a smaller amount leaving your account each week. Early payoffs are considered on request.
What a Fundable File Looks Like
Not sure whether yours does? Apply anyway. We would rather take a look and tell you than have you guess.
- We fund second position and beyond, and we will look at a first position where the business has prior advance history.
- $25,000 to $5,000,000 in a single product. What you are offered comes out of what your deposits can carry.
- Terms run out to 52 weeks. If the remittance is the problem, the term is usually where the answer is.
- Early payoffs are considered on request. Ask about it while the numbers are still in front of you.
- A satisfied default does not end the conversation. We will fund after one when you can produce a zero balance letter for it.
- We work with businesses in nearly every industry, from trucking and construction to retail, restaurants, medical practices and professional services. If you are not sure whether yours fits, the quickest way to find out is to ask us.
Common Questions
The ones that come up most, answered straight.
Is this a loan?
I already have an advance. Can you still fund me?
How much can I get?
Where to Start
Business owners apply here. Brokers and ISOs send files straight to the people who make the decision.
Or call (917) 816-3602