ISO Partner Program

We are a direct funder, so when you submit here you are talking to the people who make the decision, not to somebody who will submit it again on your behalf. We underwrite fast, and second position is what we do.

Positions we fund
2nd+
Advances up to
$5M
Terms out to
52 wk
Direct funder since
2017

What We Fund

So you know before you send whether a file is one of ours.

  • We fund second position and beyond, and we will look at a first position where the business has prior advance history.
  • $25K to $5M, sized to what the merchant's deposits can carry.
  • Terms out to 52 weeks. Early payoffs are considered on request.
  • A satisfied default with a zero balance letter is still fundable.
A semi truck and trailer parked beside a loading dock in low golden evening sunlight.

Why Partner With Us

We work with businesses in nearly every industry, from trucking and construction to retail, restaurants, medical practices and professional services. If you are not sure whether yours fits, the quickest way to find out is to ask us.

  • You Deal With the Decision

    The person reading your file is the person whose money is on it. No submission desk, no relay, no waiting on somebody else to weigh in.

  • Second Position Is Not an Exception

    The file that gets declined everywhere else is the ordinary file here. Stop leading with the apology.

  • Nearly Every Industry

    There is no restricted list to work around before you send a file. Trucking, construction, retail, restaurants, medical and professional services all get read the same way.

  • We Underwrite Fast

    It is the thing brokers notice first about working with us, and the reason files keep coming back.

  • Your Merchant Is Not Shopped

    The file you send is worked here. It is not passed around to a list of funders behind you with your merchant's details attached.

  • Room to Work the Deal

    Terms out to 52 weeks, early payoffs considered, and a satisfied default with a zero balance letter is fundable.

How to Submit

From your file to a decision. Files go to subs@fijiadvance.com.

  1. Get Set Up

    Send us your details and we will get the agreement in place so you can start submitting.

  2. Know What We Fund

    Second position and up, first with prior advance history, $25,000 to $5,000,000, terms out to 52 weeks. Nearly every industry.

  3. Submit the File

    Send the application and statements to subs@fijiadvance.com. It lands on the underwriting desk, not in a submission queue.

  4. Get a Real Answer

    You are dealing with the funder, so the answer you get is the answer. Nothing is shopped out behind you.

Ready When You Are

Not set up yet? Send your W-9, ID and voided check and we will get your agreement over to you. Already set up? Send the file straight to the desk.

ContactApply for Funding